/* ============================================
   BBB Insurance — style.css
   Corporate Luxury + Warm Community Feel
   ============================================ */

/* --- CSS Custom Properties --- */
:root {
  --gold: #E8A825;
  --gold-light: #F5C94C;
  --gold-dark: #C48E1E;
  --gold-glow: rgba(232, 168, 37, 0.35);
  --gold-subtle: rgba(232, 168, 37, 0.08);

  --navy: #162A3E;
  --navy-800: #1B3350;
  --navy-700: #213D5E;
  --navy-600: #28496D;
  --navy-500: #33587F;
  --navy-400: #426E96;
  --navy-300: #5A89AD;
  --navy-100: #C8D6E5;
  --navy-50: #EDF2F7;

  --cream: #FAF8F5;
  --cream-dark: #F0ECE6;
  --white: #FFFFFF;
  --text: #1A1A2E;
  --text-light: #4A5568;
  --text-muted: #718096;
  --border: #E2E8F0;

  --success: #2ECC71;
  --danger: #E74C3C;

  --font-display: 'DM Serif Display', Georgia, serif;
  --font-body: 'Plus Jakarta Sans', -apple-system, sans-serif;

  --max-width: 1240px;
  --section-pad: clamp(80px, 10vw, 140px);
  --radius: 20px;
  --radius-sm: 12px;
  --radius-xs: 8px;

  --shadow-sm: 0 2px 8px rgba(22, 42, 62, 0.06);
  --shadow: 0 4px 24px rgba(22, 42, 62, 0.08);
  --shadow-md: 0 8px 40px rgba(22, 42, 62, 0.12);
  --shadow-lg: 0 20px 60px rgba(22, 42, 62, 0.18);
  --shadow-gold: 0 8px 32px rgba(232, 168, 37, 0.25);

  --ease: cubic-bezier(0.4, 0, 0.2, 1);
  --ease-out: cubic-bezier(0, 0, 0.2, 1);
  --ease-spring: cubic-bezier(0.34, 1.56, 0.64, 1);
}

/* --- Reset & Base --- */
*,
*::before,
*::after {
  margin: 0;
  padding: 0;
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
}

body {
  font-family: var(--font-body);
  font-size: 16px;
  line-height: 1.7;
  color: var(--text);
  top: 0 !important; /* prevent Google Translate bar from pushing body down */
}

/* --- Hide Google Translate toolbar --- */
.skiptranslate, .goog-te-banner-frame { display: none !important; }
#google_translate_element { display: none !important; }

/* --- Language Toggle Button --- */
.lang-toggle {
  display: flex;
  align-items: center;
  gap: 5px;
  background: rgba(200,170,110,0.1);
  border: 1px solid rgba(200,170,110,0.25);
  color: var(--gold);
  font-family: var(--font-body);
  font-size: 0.78rem;
  font-weight: 700;
  letter-spacing: 0.06em;
  padding: 5px 12px;
  border-radius: 6px;
  cursor: pointer;
  transition: all 0.25s ease;
  white-space: nowrap;
  flex-shrink: 0;
}
.lang-toggle:hover {
  background: var(--gold);
  color: var(--white);
}
.lang-toggle:hover svg { stroke: var(--white); }
.lang-toggle svg { width: 14px; height: 14px; flex-shrink: 0; }
.navbar.scrolled .lang-toggle {
  background: rgba(200,170,110,0.08);
  border-color: rgba(200,170,110,0.2);
}
  background: var(--white);
  overflow-x: hidden;
}

img {
  max-width: 100%;
  height: auto;
  display: block;
}

a {
  text-decoration: none;
  color: inherit;
  transition: color 0.3s var(--ease);
}

ul, ol { list-style: none; }

button {
  font-family: inherit;
  cursor: pointer;
  border: none;
  background: none;
}

/* --- Typography --- */
h1, h2, h3, h4 {
  font-family: var(--font-display);
  font-weight: 400;
  line-height: 1.2;
  color: var(--navy);
}

h1 { font-size: clamp(2.5rem, 5vw, 4.2rem); }
h2 { font-size: clamp(2rem, 4vw, 3.2rem); }
h3 { font-size: clamp(1.4rem, 2.5vw, 1.8rem); }
h4 { font-size: clamp(1.1rem, 1.5vw, 1.3rem); }

p {
  color: var(--text-light);
  max-width: 680px;
}

.section-label {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  font-family: var(--font-body);
  font-size: 0.8rem;
  font-weight: 700;
  letter-spacing: 0.15em;
  text-transform: uppercase;
  color: var(--gold);
  margin-bottom: 16px;
}

.section-label::before {
  content: '';
  width: 32px;
  height: 2px;
  background: var(--gold);
  border-radius: 2px;
}

.section-header {
  margin-bottom: 60px;
}

.section-header p {
  margin-top: 16px;
  font-size: 1.1rem;
}

/* --- Layout --- */
.container {
  max-width: var(--max-width);
  margin: 0 auto;
  padding: 0 24px;
}

section {
  padding: var(--section-pad) 0;
}

/* --- Buttons --- */
.btn {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  font-family: var(--font-body);
  font-size: 0.95rem;
  font-weight: 600;
  padding: 16px 32px;
  border-radius: 60px;
  transition: all 0.35s var(--ease);
  white-space: nowrap;
  position: relative;
  overflow: hidden;
}

.btn svg {
  width: 18px;
  height: 18px;
  flex-shrink: 0;
}

.btn-primary {
  background: var(--gold);
  color: var(--navy);
  box-shadow: var(--shadow-gold);
}

.btn-primary:hover {
  background: var(--gold-light);
  transform: translateY(-2px);
  box-shadow: 0 12px 40px rgba(232, 168, 37, 0.35);
}

.btn-outline {
  border: 2px solid rgba(255,255,255,0.3);
  color: var(--white);
  background: transparent;
}

.btn-outline:hover {
  border-color: var(--gold);
  color: var(--gold);
  background: rgba(232, 168, 37, 0.05);
}

.btn-outline-dark {
  border: 2px solid var(--navy-100);
  color: var(--navy);
}

.btn-outline-dark:hover {
  border-color: var(--gold);
  color: var(--gold-dark);
}

.btn-sm {
  padding: 10px 22px;
  font-size: 0.85rem;
}

.btn-lg {
  padding: 20px 44px;
  font-size: 1.1rem;
}

/* ============================================
   NAVIGATION
   ============================================ */
.navbar {
  position: fixed;
  top: 0;
  left: 0;
  width: 100%;
  z-index: 1000;
  padding: 20px 0;
  transition: all 0.4s var(--ease);
}

.navbar.scrolled {
  background: rgba(22, 42, 62, 0.95);
  backdrop-filter: blur(20px);
  -webkit-backdrop-filter: blur(20px);
  padding: 12px 0;
  box-shadow: 0 4px 30px rgba(0,0,0,0.15);
}

.navbar .container {
  display: flex;
  align-items: center;
  justify-content: space-between;
}

.nav-logo {
  display: flex;
  align-items: center;
  gap: 10px;
  font-family: var(--font-display);
  font-size: 1.5rem;
  color: var(--white);
  z-index: 1001;
}

.nav-logo .logo-img {
  height: 44px;
  width: auto;
  filter: brightness(0) invert(1);
  transition: filter 0.3s var(--ease);
}

/* Footer logo — white on dark navy */
.footer-brand .logo-img {
  filter: brightness(0) invert(1);
}

.nav-links {
  display: flex;
  align-items: center;
  gap: 36px;
}

.nav-links a {
  font-size: 0.9rem;
  font-weight: 500;
  color: rgba(255,255,255,0.8);
  transition: color 0.3s var(--ease);
  position: relative;
}

.nav-links a:hover,
.nav-links a.active {
  color: var(--white);
}

.nav-links a::after {
  content: '';
  position: absolute;
  bottom: -4px;
  left: 0;
  width: 0;
  height: 2px;
  background: var(--gold);
  transition: width 0.3s var(--ease);
}

.nav-links a:hover::after,
.nav-links a.active::after {
  width: 100%;
}

/* Nav dropdown */
.nav-dropdown {
  position: relative;
}

.nav-dropdown .dropdown-toggle {
  display: flex;
  align-items: center;
  gap: 4px;
  cursor: pointer;
  font-size: 0.9rem;
  font-weight: 500;
  color: rgba(255,255,255,0.8);
  background: none;
  border: none;
  font-family: var(--font-body);
  transition: color 0.3s var(--ease);
}

.nav-dropdown .dropdown-toggle:hover {
  color: var(--white);
}

.nav-dropdown .dropdown-toggle svg {
  width: 14px;
  height: 14px;
  transition: transform 0.3s var(--ease);
}

.nav-dropdown:hover .dropdown-toggle svg {
  transform: rotate(180deg);
}

.dropdown-menu {
  position: absolute;
  top: calc(100% + 12px);
  left: -16px;
  background: var(--white);
  border-radius: var(--radius-sm);
  padding: 8px;
  min-width: 220px;
  box-shadow: var(--shadow-lg);
  opacity: 0;
  visibility: hidden;
  transform: translateY(8px);
  transition: all 0.3s var(--ease);
}

.nav-dropdown:hover .dropdown-menu {
  opacity: 1;
  visibility: visible;
  transform: translateY(0);
}

.dropdown-menu a {
  display: flex;
  align-items: center;
  gap: 12px;
  padding: 12px 16px;
  border-radius: var(--radius-xs);
  color: var(--text);
  font-size: 0.9rem;
  font-weight: 500;
}

.dropdown-menu a:hover {
  background: var(--gold-subtle);
  color: var(--gold-dark);
}

.dropdown-menu a::after { display: none; }

.dropdown-menu a svg {
  width: 20px;
  height: 20px;
  color: var(--gold);
  flex-shrink: 0;
}

/* Nav CTA */
.nav-cta {
  display: flex;
  align-items: center;
  gap: 16px;
}

.nav-phone {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: var(--gold);
  color: var(--navy);
  font-weight: 700;
  font-size: 0.85rem;
  padding: 10px 24px;
  border-radius: 60px;
  transition: all 0.3s var(--ease);
}

.nav-phone:hover {
  background: var(--gold-light);
  transform: translateY(-1px);
  box-shadow: var(--shadow-gold);
}

.nav-phone svg {
  width: 16px;
  height: 16px;
}

/* Mobile nav */
.hamburger {
  display: none;
  flex-direction: column;
  gap: 5px;
  cursor: pointer;
  z-index: 1001;
  padding: 4px;
}

.hamburger span {
  width: 24px;
  height: 2px;
  background: var(--white);
  border-radius: 2px;
  transition: all 0.3s var(--ease);
}

.hamburger.active span:nth-child(1) {
  transform: rotate(45deg) translate(5px, 5px);
}

.hamburger.active span:nth-child(2) {
  opacity: 0;
}

.hamburger.active span:nth-child(3) {
  transform: rotate(-45deg) translate(5px, -5px);
}

.mobile-phone {
  display: none;
  width: 40px;
  height: 40px;
  border-radius: 50%;
  background: var(--gold);
  align-items: center;
  justify-content: center;
  z-index: 1001;
}

.mobile-phone svg {
  width: 18px;
  height: 18px;
  color: var(--navy);
}

@media (max-width: 1023px) {
  .nav-links {
    position: fixed;
    top: 0;
    right: -100%;
    width: 320px;
    height: 100vh;
    background: var(--navy);
    flex-direction: column;
    align-items: flex-start;
    justify-content: center;
    padding: 40px;
    gap: 0;
    transition: right 0.4s var(--ease);
    box-shadow: -10px 0 40px rgba(0,0,0,0.3);
  }

  .nav-links.open {
    right: 0;
  }

  .nav-links a,
  .nav-dropdown .dropdown-toggle {
    font-size: 1.2rem;
    padding: 16px 0;
    width: 100%;
    border-bottom: 1px solid rgba(255,255,255,0.06);
  }

  .dropdown-menu {
    position: static;
    opacity: 1;
    visibility: visible;
    transform: none;
    background: rgba(255,255,255,0.03);
    box-shadow: none;
    padding: 0 0 0 16px;
    display: none;
  }

  .nav-dropdown.open .dropdown-menu {
    display: block;
  }

  .dropdown-menu a {
    color: rgba(255,255,255,0.7);
    padding: 10px 16px;
    font-size: 1rem;
    border-bottom: none;
  }

  .dropdown-menu a:hover {
    background: rgba(232, 168, 37, 0.1);
    color: var(--gold);
  }

  .hamburger { display: flex; }
  .nav-cta .nav-phone { display: none; }
  .mobile-phone { display: flex; }
}

/* Mobile overlay */
.nav-overlay {
  position: fixed;
  top: 0;
  left: 0;
  width: 100%;
  height: 100%;
  background: rgba(0,0,0,0.5);
  z-index: 999;
  opacity: 0;
  visibility: hidden;
  transition: all 0.3s var(--ease);
}

.nav-overlay.visible {
  opacity: 1;
  visibility: visible;
}

/* ============================================
   HERO SECTION
   ============================================ */
.hero {
  position: relative;
  min-height: 100vh;
  display: flex;
  align-items: center;
  background: linear-gradient(135deg, var(--navy) 0%, var(--navy-700) 50%, var(--navy-600) 100%);
  overflow: hidden;
  padding: 120px 0 80px;
}

.hero::before {
  content: '';
  position: absolute;
  top: -50%;
  right: -20%;
  width: 800px;
  height: 800px;
  background: radial-gradient(circle, rgba(232, 168, 37, 0.08) 0%, transparent 70%);
  border-radius: 50%;
  animation: heroGlow 8s ease-in-out infinite alternate;
}

.hero::after {
  content: '';
  position: absolute;
  bottom: -30%;
  left: -10%;
  width: 600px;
  height: 600px;
  background: radial-gradient(circle, rgba(36, 59, 92, 0.4) 0%, transparent 70%);
  border-radius: 50%;
  animation: heroGlow 10s ease-in-out infinite alternate-reverse;
}

@keyframes heroGlow {
  0% { transform: translate(0, 0) scale(1); }
  100% { transform: translate(30px, -20px) scale(1.1); }
}

/* Decorative grid pattern */
.hero-grid-pattern {
  position: absolute;
  inset: 0;
  background-image:
    linear-gradient(rgba(255,255,255,0.02) 1px, transparent 1px),
    linear-gradient(90deg, rgba(255,255,255,0.02) 1px, transparent 1px);
  background-size: 60px 60px;
  pointer-events: none;
}

.hero .container {
  position: relative;
  z-index: 2;
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 60px;
  align-items: center;
}

.hero-content { max-width: 580px; }

.hero-badge {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: rgba(232, 168, 37, 0.1);
  border: 1px solid rgba(232, 168, 37, 0.2);
  padding: 8px 18px;
  border-radius: 60px;
  font-size: 0.8rem;
  font-weight: 600;
  color: var(--gold);
  margin-bottom: 28px;
  letter-spacing: 0.02em;
}

.hero-badge svg {
  width: 14px;
  height: 14px;
}

/* Google Review Badge */
.google-review-badge {
  background: var(--white);
  border: 1px solid var(--border);
  color: var(--text);
  gap: 10px;
  padding: 10px 20px;
  transition: all 0.3s var(--ease);
  text-decoration: none;
  box-shadow: 0 2px 8px rgba(0,0,0,0.1);
}

.google-review-badge:hover {
  background: var(--white);
  border-color: var(--border);
  transform: translateY(-1px);
  box-shadow: 0 4px 16px rgba(0,0,0,0.15);
}

.google-review-badge > svg {
  width: 18px;
  height: 18px;
  flex-shrink: 0;
}

.google-stars {
  display: inline-flex;
  align-items: center;
  gap: 2px;
}

.google-stars svg {
  width: 12px;
  height: 12px;
}

.hero h1 {
  color: var(--white);
  margin-bottom: 24px;
  line-height: 1.15;
}

.hero h1 span {
  color: var(--gold);
}

.hero-subtitle {
  font-size: 1.15rem;
  color: rgba(255,255,255,0.7);
  line-height: 1.8;
  margin-bottom: 40px;
  max-width: 500px;
}

.hero-buttons {
  display: flex;
  gap: 16px;
  margin-bottom: 56px;
  flex-wrap: wrap;
}

.hero-stats {
  display: flex;
  gap: 40px;
}

.hero-stat {
  text-align: left;
}

.hero-stat-number {
  font-family: var(--font-display);
  font-size: 2.2rem;
  color: var(--white);
  line-height: 1;
}

.hero-stat-number span {
  color: var(--gold);
}

.hero-stat-label {
  font-size: 0.8rem;
  color: rgba(255,255,255,0.5);
  margin-top: 4px;
  font-weight: 500;
}

/* Hero visual */
.hero-visual {
  position: relative;
  display: flex;
  justify-content: center;
  align-items: center;
  padding: 20px 40px;
}

.hero-image-wrapper {
  position: relative;
  border-radius: var(--radius);
  overflow: visible;
  box-shadow: var(--shadow-lg);
}

.hero-image-wrapper > img {
  width: 100%;
  height: 480px;
  object-fit: cover;
  border-radius: var(--radius);
}

/* Floating cards */
.hero-float-card {
  position: absolute;
  background: rgba(255,255,255,0.97);
  backdrop-filter: blur(12px);
  border-radius: var(--radius-sm);
  padding: 16px 20px;
  box-shadow: var(--shadow-md);
  display: flex;
  align-items: center;
  gap: 12px;
  z-index: 3;
  animation: floatCard 4s ease-in-out infinite;
  white-space: nowrap;
}

.hero-float-card-top,
.hero-float-card:nth-child(2) {
  top: 8%;
  right: -20px;
  left: auto;
  animation-delay: -1s;
}

.hero-float-card-bottom,
.hero-float-card:nth-child(3) {
  bottom: 12%;
  right: -20px;
  animation-delay: -2.5s;
}

@keyframes floatCard {
  0%, 100% { transform: translateY(0); }
  50% { transform: translateY(-10px); }
}

.float-card-icon,
.hero-float-icon {
  width: 44px;
  height: 44px;
  border-radius: 10px;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}

.float-card-icon.gold,
.hero-float-icon-gold { background: var(--gold-subtle); color: var(--gold-dark); }
.float-card-icon.blue,
.hero-float-icon-blue { background: rgba(36, 59, 92, 0.08); color: var(--navy-500); }

.float-card-icon svg,
.hero-float-icon svg {
  width: 22px;
  height: 22px;
}

.float-card-text,
.hero-float-text {
  font-size: 0.85rem;
  font-weight: 600;
  color: var(--navy);
}

.hero-float-card small {
  display: block;
  font-weight: 400;
  color: var(--text-muted);
  font-size: 0.75rem;
}

@media (max-width: 1023px) {
  .hero .container {
    grid-template-columns: 1fr;
    text-align: center;
  }

  .hero-content { max-width: 100%; }
  .hero-subtitle { margin-left: auto; margin-right: auto; }
  .hero-buttons { justify-content: center; }
  .hero-stats { justify-content: center; }
  .hero-visual { display: none; }
}

@media (max-width: 479px) {
  .hero-stats { flex-direction: column; gap: 20px; align-items: center; }
  .hero-buttons { flex-direction: column; align-items: center; }
}

/* ============================================
   CARRIER LOGOS MARQUEE
   ============================================ */
.marquee-section {
  background: var(--navy-50);
  padding: 40px 0;
  border-top: 1px solid var(--border);
  border-bottom: 1px solid var(--border);
  overflow: hidden;
}

.marquee-label {
  text-align: center;
  font-size: 0.75rem;
  font-weight: 600;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--text-muted);
  margin-bottom: 24px;
}

.marquee-track {
  display: flex;
  align-items: center;
  gap: 56px;
  animation: marqueeScroll 40s linear infinite;
  width: max-content;
}

.marquee-track:hover {
  animation-play-state: paused;
}

@keyframes marqueeScroll {
  to { transform: translateX(-50%); }
}

.marquee-logo {
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
  height: 44px;
  opacity: 0.7;
  transition: opacity 0.3s var(--ease);
}

.marquee-logo:hover {
  opacity: 1;
}

.marquee-logo img {
  height: 100%;
  width: auto;
  max-width: 140px;
  object-fit: contain;
}

/* ============================================
   SERVICES SECTION
   ============================================ */
.services-section {
  background: var(--white);
  position: relative;
}

.services-section::before {
  content: '';
  position: absolute;
  inset: 0;
  background-image: radial-gradient(circle at 1px 1px, rgba(22, 42, 62, 0.03) 1px, transparent 0);
  background-size: 32px 32px;
  pointer-events: none;
}

.services-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
}

.service-card {
  position: relative;
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 40px 32px;
  overflow: hidden;
  transition: all 0.4s var(--ease);
  display: flex;
  flex-direction: column;
  text-decoration: none;
}

.service-card:hover {
  transform: translateY(-6px);
  box-shadow: var(--shadow-md);
  border-color: var(--gold);
}

.service-card-icon {
  width: 56px;
  height: 56px;
  border-radius: 14px;
  background: var(--gold-subtle);
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 24px;
  transition: all 0.4s var(--ease);
}

.service-card:hover .service-card-icon {
  background: var(--gold);
}

.service-card-icon svg {
  width: 26px;
  height: 26px;
  color: var(--gold-dark);
  transition: color 0.4s var(--ease);
}

.service-card:hover .service-card-icon svg {
  color: var(--navy);
}

.service-card h3 {
  margin-bottom: 12px;
  font-size: 1.3rem;
}

.service-card p {
  font-size: 0.95rem;
  line-height: 1.7;
  color: var(--text-light);
  margin-bottom: 24px;
  flex: 1;
}

.service-card-link {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  font-size: 0.85rem;
  font-weight: 600;
  color: var(--gold-dark);
  transition: gap 0.3s var(--ease);
}

.service-card:hover .service-card-link {
  gap: 10px;
}

.service-card-link svg {
  width: 16px;
  height: 16px;
}

@media (max-width: 1023px) {
  .services-grid { grid-template-columns: repeat(2, 1fr); }
}

@media (max-width: 599px) {
  .services-grid { grid-template-columns: 1fr; }
}

/* ============================================
   HEALTH PLANS / PRICING SECTION
   ============================================ */
.pricing-section {
  background: var(--cream);
  position: relative;
  overflow: hidden;
}

.pricing-section::after {
  content: '';
  position: absolute;
  inset: 0;
  background-image: url("data:image/svg+xml,%3Csvg width='6' height='6' viewBox='0 0 6 6' xmlns='http://www.w3.org/2000/svg'%3E%3Cg fill='%23162A3E' fill-opacity='0.02' fill-rule='evenodd'%3E%3Cpath d='M5 0h1L0 6V5zM6 5v1H5z'/%3E%3C/g%3E%3C/svg%3E");
  pointer-events: none;
  z-index: 0;
}

.pricing-section::before {
  content: '';
  position: absolute;
  top: 0;
  left: 50%;
  transform: translateX(-50%);
  width: 600px;
  height: 600px;
  background: radial-gradient(circle, rgba(232, 168, 37, 0.06) 0%, transparent 70%);
  border-radius: 50%;
  pointer-events: none;
}

.pricing-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
  margin-bottom: 40px;
  position: relative;
  z-index: 1;
}

.pricing-card {
  background: var(--white);
  border-radius: var(--radius);
  padding: 40px 32px;
  border: 1px solid var(--border);
  transition: all 0.4s var(--ease);
  position: relative;
}

.pricing-card.featured {
  border-color: var(--gold);
  transform: scale(1.04);
  box-shadow: var(--shadow-gold);
}

.pricing-badge {
  position: absolute;
  top: -1px;
  left: 50%;
  transform: translateX(-50%);
  background: var(--gold);
  color: var(--navy);
  font-size: 0.7rem;
  font-weight: 700;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  padding: 6px 20px;
  border-radius: 0 0 var(--radius-xs) var(--radius-xs);
}

.pricing-card:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-md);
}

.pricing-card.featured:hover {
  transform: scale(1.04) translateY(-4px);
}

.pricing-plan-name {
  font-family: var(--font-body);
  font-size: 0.95rem;
  font-weight: 600;
  color: var(--text-muted);
  text-transform: uppercase;
  letter-spacing: 0.08em;
  margin-bottom: 16px;
}

.pricing-amount {
  font-family: var(--font-display);
  font-size: 3.5rem;
  color: var(--navy);
  line-height: 1;
  margin-bottom: 4px;
}

.pricing-amount span {
  font-family: var(--font-body);
  font-size: 1rem;
  color: var(--text-muted);
  font-weight: 400;
}

.pricing-period {
  font-size: 0.85rem;
  color: var(--text-muted);
  margin-bottom: 28px;
}

.pricing-features {
  margin-bottom: 32px;
}

.pricing-features li {
  display: flex;
  align-items: flex-start;
  gap: 10px;
  padding: 10px 0;
  font-size: 0.9rem;
  color: var(--text-light);
  border-bottom: 1px solid var(--navy-50);
}

.pricing-features li:last-child { border-bottom: none; }

.pricing-features li svg {
  width: 18px;
  height: 18px;
  color: var(--success);
  flex-shrink: 0;
  margin-top: 2px;
}

.pricing-card .btn {
  width: 100%;
  justify-content: center;
}

.pricing-banner {
  text-align: center;
  background: var(--navy);
  color: var(--white);
  padding: 28px 40px;
  border-radius: var(--radius-sm);
  font-size: 1.15rem;
  font-weight: 500;
  line-height: 1.8;
  position: relative;
  z-index: 1;
  letter-spacing: 0.01em;
}

.pricing-banner p {
  color: var(--white);
  max-width: 100%;
  margin: 0 auto;
}

.pricing-banner strong {
  color: var(--gold);
  font-weight: 700;
}

@media (max-width: 1023px) {
  .pricing-grid { grid-template-columns: 1fr; max-width: 440px; margin-left: auto; margin-right: auto; }
  .pricing-card.featured { transform: none; }
  .pricing-card.featured:hover { transform: translateY(-4px); }
}

/* ============================================
   TRUST / WHY SECTION
   ============================================ */
.trust-section {
  background: var(--white);
}

.trust-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 80px;
  align-items: center;
}

.trust-image {
  position: relative;
  border-radius: var(--radius);
  overflow: hidden;
}

.trust-image img {
  width: 100%;
  height: 520px;
  object-fit: cover;
}

.trust-image-accent {
  position: absolute;
  bottom: -20px;
  right: -20px;
  width: 200px;
  height: 200px;
  border: 3px solid var(--gold);
  border-radius: var(--radius);
  z-index: -1;
}

.trust-points {
  display: flex;
  flex-direction: column;
  gap: 28px;
}

.trust-point {
  display: flex;
  gap: 20px;
  align-items: flex-start;
}

.trust-point-icon {
  width: 50px;
  height: 50px;
  border-radius: 12px;
  background: var(--gold-subtle);
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}

.trust-point-icon svg {
  width: 24px;
  height: 24px;
  color: var(--gold-dark);
}

.trust-point h4 {
  margin-bottom: 4px;
  font-size: 1.1rem;
}

.trust-point p {
  font-size: 0.9rem;
  color: var(--text-muted);
  max-width: 360px;
}

@media (max-width: 1023px) {
  .trust-grid { grid-template-columns: 1fr; gap: 40px; }
  .trust-image img { height: 360px; }
  .trust-image-accent { display: none; }
}

/* ============================================
   HOW IT WORKS
   ============================================ */
.process-section {
  background: var(--cream);
  position: relative;
}

.process-section::before {
  content: '';
  position: absolute;
  inset: 0;
  background-image: url("data:image/svg+xml,%3Csvg width='40' height='40' viewBox='0 0 40 40' xmlns='http://www.w3.org/2000/svg'%3E%3Cpath d='M20 20.5V18H0v-2h20v-2l2 3.5-2 3zM0 20h2v-2H0v2zm4 0h2v-2H4v2z' fill='%23C48E1E' fill-opacity='0.04' fill-rule='evenodd'/%3E%3C/svg%3E");
  pointer-events: none;
}

.process-steps,
.process-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 32px;
  position: relative;
}

/* Connecting line */
.process-steps::before,
.process-grid::before {
  content: '';
  position: absolute;
  top: 44px;
  left: calc(16.67% + 32px);
  right: calc(16.67% + 32px);
  height: 2px;
  background: linear-gradient(90deg, var(--gold), var(--gold-light), var(--gold));
  z-index: 0;
}

.process-step {
  text-align: center;
  position: relative;
  z-index: 1;
}

.process-step-number,
.process-step-icon {
  width: 88px;
  height: 88px;
  border-radius: 50%;
  background: var(--white);
  border: 2px solid var(--gold);
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 24px;
  transition: all 0.4s var(--ease);
}

.process-step:hover .process-step-number,
.process-step:hover .process-step-icon {
  background: var(--gold);
}

.process-step-number svg,
.process-step-icon svg {
  width: 32px;
  height: 32px;
  color: var(--gold-dark);
  transition: color 0.4s var(--ease);
}

.process-step:hover .process-step-number svg,
.process-step:hover .process-step-icon svg {
  color: var(--navy);
}

.process-step h3 {
  font-size: 1.3rem;
  margin-bottom: 8px;
}

.process-step p {
  font-size: 0.9rem;
  color: var(--text-muted);
  max-width: 280px;
  margin: 0 auto;
}

@media (max-width: 767px) {
  .process-steps,
  .process-grid { grid-template-columns: 1fr; max-width: 400px; margin: 0 auto; }
  .process-steps::before,
  .process-grid::before { display: none; }
}

/* ============================================
   TESTIMONIALS
   ============================================ */
.testimonials-section {
  background: var(--white);
  position: relative;
}

.testimonials-section::before {
  content: '';
  position: absolute;
  inset: 0;
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='80' height='80' viewBox='0 0 80 80'%3E%3Cg fill='%23E8A825' fill-opacity='0.03'%3E%3Cpath d='M0 0h40v40H0V0zm40 40h40v40H40V40zm0-40h2l-2 2V0zm0 4l4-4h2l-6 6V4zm0 4l8-8h2L40 10V8zm0 4L52 0h2L40 14v-2zm0 4L56 0h2L40 18v-2zm0 4L60 0h2L40 22v-2zm0 4L64 0h2L40 26v-2zm0 4L68 0h2L40 30v-2zm0 4L72 0h2L40 34v-2zm0 4L76 0h2L40 38v-2zm0 4L80 0v2L42 40h-2zm4 0L80 4v2L46 40h-2zm4 0L80 8v2L50 40h-2zm4 0l26-26v2L54 40h-2zm4 0l22-22v2L58 40h-2zm4 0l18-18v2L62 40h-2zm4 0l14-14v2L66 40h-2zm4 0l10-10v2L70 40h-2zm4 0l6-6v2l-4 4h-2zm4 0l2-2v2h-2z'/%3E%3C/g%3E%3C/svg%3E");
  pointer-events: none;
}

.testimonials-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
}

.testimonial-card {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 32px;
  transition: all 0.4s var(--ease);
}

.testimonial-card:hover {
  box-shadow: var(--shadow);
  border-color: var(--gold);
}

.testimonial-stars {
  display: flex;
  gap: 3px;
  margin-bottom: 16px;
}

.testimonial-stars svg {
  width: 16px;
  height: 16px;
  fill: var(--gold);
  color: var(--gold);
}

.testimonial-card blockquote {
  font-size: 0.95rem;
  color: var(--text-light);
  line-height: 1.7;
  margin-bottom: 20px;
  font-style: italic;
}

.testimonial-author {
  display: flex;
  align-items: center;
  gap: 12px;
}

.testimonial-avatar {
  width: 44px;
  height: 44px;
  border-radius: 50%;
  background: var(--gold-subtle);
  display: flex;
  align-items: center;
  justify-content: center;
  font-weight: 700;
  font-size: 0.9rem;
  color: var(--gold-dark);
}

.testimonial-name {
  font-weight: 600;
  font-size: 0.9rem;
  color: var(--navy);
}

.testimonial-location {
  font-size: 0.8rem;
  color: var(--text-muted);
}

.google-badge {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  margin-top: 40px;
  background: var(--navy-50);
  padding: 14px 24px;
  border-radius: var(--radius-sm);
}

.google-badge img {
  height: 24px;
}

.google-badge-text {
  font-weight: 600;
  font-size: 0.9rem;
  color: var(--navy);
}

.google-badge-stars {
  color: var(--gold);
  font-weight: 700;
}

@media (max-width: 1023px) {
  .testimonials-grid { grid-template-columns: 1fr 1fr; }
}

@media (max-width: 599px) {
  .testimonials-grid { grid-template-columns: 1fr; }
}

/* ============================================
   CTA BANNER
   ============================================ */
.cta-banner {
  background: linear-gradient(135deg, var(--gold-dark) 0%, var(--gold) 50%, var(--gold-light) 100%);
  position: relative;
  overflow: hidden;
  padding: 80px 0;
}

.cta-banner::before {
  content: '';
  position: absolute;
  inset: 0;
  background: url("data:image/svg+xml,%3Csvg width='60' height='60' viewBox='0 0 60 60' xmlns='http://www.w3.org/2000/svg'%3E%3Cg fill='none' fill-rule='evenodd'%3E%3Cg fill='%23ffffff' fill-opacity='0.06'%3E%3Cpath d='M36 34v-4h-2v4h-4v2h4v4h2v-4h4v-2h-4zm0-30V0h-2v4h-4v2h4v4h2V6h4V4h-4zM6 34v-4H4v4H0v2h4v4h2v-4h4v-2H6zM6 4V0H4v4H0v2h4v4h2V6h4V4H6z'/%3E%3C/g%3E%3C/g%3E%3C/svg%3E");
  pointer-events: none;
}

.cta-banner .container {
  position: relative;
  z-index: 1;
  text-align: center;
}

.cta-banner h2 {
  color: var(--navy);
  margin-bottom: 12px;
}

.cta-banner p {
  color: rgba(22, 42, 62, 0.7);
  margin: 0 auto 32px;
  font-size: 1.1rem;
}

.cta-phone-big {
  display: inline-flex;
  align-items: center;
  gap: 12px;
  font-family: var(--font-display);
  font-size: clamp(2rem, 4vw, 3.5rem);
  color: var(--navy);
  margin-bottom: 28px;
  position: relative;
  transition: transform 0.3s var(--ease);
}

.cta-phone-big:hover {
  transform: scale(1.03);
}

.cta-phone-big svg {
  width: 40px;
  height: 40px;
  animation: phonePulse 2s ease-in-out infinite;
}

@keyframes phonePulse {
  0%, 100% { transform: scale(1); }
  50% { transform: scale(1.1) rotate(10deg); }
}

.cta-links {
  display: flex;
  justify-content: center;
  gap: 24px;
  flex-wrap: wrap;
}

.cta-links a {
  font-size: 0.85rem;
  font-weight: 600;
  color: var(--navy);
  opacity: 0.7;
  border-bottom: 1px dashed rgba(22, 42, 62, 0.3);
  padding-bottom: 2px;
  transition: opacity 0.3s var(--ease);
}

.cta-links a:hover { opacity: 1; }

/* ============================================
   FAQ SECTION
   ============================================ */
.faq-section {
  background: var(--cream);
  position: relative;
}

.faq-section::before {
  content: '';
  position: absolute;
  inset: 0;
  background-image: url("data:image/svg+xml,%3Csvg width='20' height='20' viewBox='0 0 20 20' xmlns='http://www.w3.org/2000/svg'%3E%3Cg fill='%23162A3E' fill-opacity='0.025' fill-rule='evenodd'%3E%3Ccircle cx='3' cy='3' r='3'/%3E%3Ccircle cx='13' cy='13' r='3'/%3E%3C/g%3E%3C/svg%3E");
  pointer-events: none;
}

.faq-list {
  max-width: 800px;
  margin: 0 auto;
}

.faq-item {
  border: 1px solid var(--border);
  border-radius: var(--radius-sm);
  background: var(--white);
  margin-bottom: 12px;
  overflow: hidden;
  transition: border-color 0.3s var(--ease);
}

.faq-item.active {
  border-color: var(--gold);
}

.faq-question {
  width: 100%;
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 22px 28px;
  font-family: var(--font-body);
  font-size: 1rem;
  font-weight: 600;
  color: var(--navy);
  text-align: left;
  cursor: pointer;
  transition: color 0.3s var(--ease);
}

.faq-item.active .faq-question {
  color: var(--gold-dark);
}

.faq-question svg {
  width: 20px;
  height: 20px;
  flex-shrink: 0;
  transition: transform 0.3s var(--ease);
  color: var(--text-muted);
}

.faq-item.active .faq-question svg {
  transform: rotate(180deg);
  color: var(--gold);
}

.faq-answer {
  max-height: 0;
  overflow: hidden;
  transition: max-height 0.4s var(--ease);
}

.faq-answer-inner {
  padding: 0 28px 22px;
  font-size: 0.95rem;
  color: var(--text-light);
  line-height: 1.8;
}

/* ============================================
   FINAL CTA SECTION
   ============================================ */
.final-cta {
  background: linear-gradient(135deg, var(--navy) 0%, var(--navy-700) 100%);
  position: relative;
  overflow: hidden;
  text-align: center;
}

.final-cta::before {
  content: '';
  position: absolute;
  top: 50%;
  left: 50%;
  transform: translate(-50%, -50%);
  width: 800px;
  height: 800px;
  background: radial-gradient(circle, rgba(232, 168, 37, 0.06) 0%, transparent 60%);
  border-radius: 50%;
  pointer-events: none;
}

/* Floating dots */
.floating-dots {
  position: absolute;
  inset: 0;
  pointer-events: none;
  overflow: hidden;
}

.floating-dot {
  position: absolute;
  width: 4px;
  height: 4px;
  background: rgba(232, 168, 37, 0.3);
  border-radius: 50%;
  animation: floatDot 8s ease-in-out infinite;
}

.floating-dot:nth-child(1) { top: 20%; left: 10%; animation-duration: 7s; }
.floating-dot:nth-child(2) { top: 60%; left: 25%; animation-duration: 9s; animation-delay: -2s; }
.floating-dot:nth-child(3) { top: 30%; right: 15%; animation-duration: 6s; animation-delay: -4s; }
.floating-dot:nth-child(4) { bottom: 25%; right: 30%; animation-duration: 10s; animation-delay: -1s; }
.floating-dot:nth-child(5) { top: 50%; left: 50%; animation-duration: 8s; animation-delay: -3s; }
.floating-dot:nth-child(6) { bottom: 40%; left: 40%; animation-duration: 11s; animation-delay: -5s; }

@keyframes floatDot {
  0%, 100% { transform: translate(0, 0); opacity: 0.3; }
  25% { transform: translate(20px, -30px); opacity: 0.8; }
  50% { transform: translate(-10px, -50px); opacity: 0.4; }
  75% { transform: translate(30px, -20px); opacity: 0.7; }
}

.final-cta .container {
  position: relative;
  z-index: 1;
}

.final-cta h2 {
  color: var(--white);
  margin-bottom: 16px;
}

.final-cta p {
  color: rgba(255,255,255,0.6);
  margin: 0 auto 40px;
  font-size: 1.15rem;
}

.final-cta .btn-primary {
  font-size: 1.15rem;
  padding: 20px 48px;
}

.final-cta-links {
  margin-top: 28px;
  display: flex;
  justify-content: center;
  gap: 28px;
  flex-wrap: wrap;
}

.final-cta-links a {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  color: rgba(255,255,255,0.5);
  font-size: 0.9rem;
  transition: color 0.3s var(--ease);
}

.final-cta-links a svg {
  width: 16px;
  height: 16px;
  flex-shrink: 0;
}

.final-cta-links a:hover { color: var(--gold); }

/* ============================================
   FOOTER
   ============================================ */
.footer {
  background: var(--navy);
  padding: 64px 0 0;
}

.footer-grid {
  display: grid;
  grid-template-columns: 1.5fr 1fr 1fr 1.3fr;
  gap: 48px;
  padding-bottom: 48px;
  border-bottom: 1px solid rgba(255,255,255,0.06);
}

.footer-brand .nav-logo {
  margin-bottom: 16px;
}

.footer-brand p {
  color: rgba(255,255,255,0.65);
  font-size: 0.9rem;
  max-width: 280px;
  line-height: 1.7;
  margin-bottom: 20px;
}

.footer-social {
  display: flex;
  gap: 12px;
}

.footer-social a {
  width: 40px;
  height: 40px;
  border-radius: 10px;
  background: rgba(255,255,255,0.05);
  display: flex;
  align-items: center;
  justify-content: center;
  transition: all 0.3s var(--ease);
  color: rgba(255,255,255,0.5);
}

.footer-social a:hover {
  background: var(--gold);
  color: var(--navy);
}

.footer-social a svg {
  width: 18px;
  height: 18px;
}

.footer-col h4 {
  color: var(--white);
  font-size: 0.95rem;
  margin-bottom: 20px;
  font-family: var(--font-body);
  font-weight: 600;
}

.footer-links li { margin-bottom: 10px; }

.footer-links a {
  color: rgba(255,255,255,0.65);
  font-size: 0.9rem;
  transition: color 0.3s var(--ease);
}

.footer-links a:hover {
  color: var(--gold);
}

.footer-contact li,
.footer-contact a,
.footer-contact span {
  display: flex;
  align-items: center;
  gap: 12px;
  margin-bottom: 14px;
  color: rgba(255,255,255,0.7);
  font-size: 0.9rem;
  line-height: 1.5;
}

.footer-contact li svg,
.footer-contact a svg,
.footer-contact span svg {
  width: 18px;
  height: 18px;
  color: var(--gold);
  flex-shrink: 0;
}

.footer-contact a,
.footer-contact span {
  color: rgba(255,255,255,0.7);
}

.footer-contact a:hover {
  color: var(--gold);
}

.footer-bottom {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 24px 0;
  font-size: 0.82rem;
  color: rgba(255,255,255,0.45);
}

.footer-bottom a {
  color: rgba(255,255,255,0.55);
}

.footer-bottom a:hover { color: var(--gold); }

@media (max-width: 1023px) {
  .footer-grid { grid-template-columns: 1fr 1fr; }
}

@media (max-width: 599px) {
  .footer-grid { grid-template-columns: 1fr; }
  .footer-bottom { flex-direction: column; gap: 8px; text-align: center; }
}

/* ============================================
   FLOATING MOBILE CTA
   ============================================ */
.floating-cta {
  display: none;
  position: fixed;
  bottom: 24px;
  right: 24px;
  z-index: 990;
}

.floating-cta a {
  width: 60px;
  height: 60px;
  border-radius: 50%;
  background: var(--gold);
  display: flex;
  align-items: center;
  justify-content: center;
  box-shadow: 0 4px 20px rgba(232, 168, 37, 0.4);
  animation: floatCTA 3s ease-in-out infinite;
}

.floating-cta a svg {
  width: 26px;
  height: 26px;
  color: var(--navy);
}

@keyframes floatCTA {
  0%, 100% { transform: translateY(0); }
  50% { transform: translateY(-6px); }
}

@media (max-width: 1023px) {
  .floating-cta { display: block; }
}

/* ============================================
   PAGE HERO (Sub-pages)
   ============================================ */
.page-hero {
  position: relative;
  padding: 180px 0 100px;
  background: linear-gradient(135deg, var(--navy) 0%, var(--navy-700) 100%);
  overflow: hidden;
}

.page-hero::before {
  content: '';
  position: absolute;
  top: -30%;
  right: -10%;
  width: 500px;
  height: 500px;
  background: radial-gradient(circle, rgba(232, 168, 37, 0.08) 0%, transparent 70%);
  border-radius: 50%;
}

.page-hero .hero-grid-pattern {
  position: absolute;
  inset: 0;
  background-image:
    linear-gradient(rgba(255,255,255,0.02) 1px, transparent 1px),
    linear-gradient(90deg, rgba(255,255,255,0.02) 1px, transparent 1px);
  background-size: 60px 60px;
  pointer-events: none;
}

.page-hero .container {
  position: relative;
  z-index: 2;
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 60px;
  align-items: center;
}

.page-hero-content {
  max-width: 540px;
}

.page-hero .section-label {
  color: var(--gold);
}

.page-hero h1 {
  color: var(--white);
  margin-bottom: 24px;
}

.page-hero-content p,
.page-hero-subtitle {
  font-size: 1.1rem;
  color: rgba(255,255,255,0.88);
  line-height: 1.8;
  margin-bottom: 32px;
  max-width: 480px;
}

.page-hero-image {
  border-radius: var(--radius);
  overflow: hidden;
  box-shadow: var(--shadow-lg);
}

.page-hero-image img {
  width: 100%;
  height: 380px;
  object-fit: cover;
}

@media (max-width: 1023px) {
  .page-hero .container {
    grid-template-columns: 1fr;
    text-align: center;
  }
  .page-hero-content { max-width: 100%; }
  .page-hero-subtitle { margin-left: auto; margin-right: auto; }
  .page-hero-image { max-width: 500px; margin: 0 auto; }
}

/* ============================================
   COVERAGE / FEATURE GRID (Sub-pages)
   ============================================ */
.coverage-section {
  background: var(--white);
}

.coverage-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
}

.coverage-card {
  background: var(--navy-50);
  border-radius: var(--radius);
  padding: 32px;
  text-align: center;
  transition: all 0.4s var(--ease);
}

.coverage-card:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow);
}

.coverage-icon {
  width: 60px;
  height: 60px;
  border-radius: 14px;
  background: var(--white);
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 20px;
  box-shadow: var(--shadow-sm);
}

.coverage-icon svg {
  width: 28px;
  height: 28px;
  color: var(--gold-dark);
}

.coverage-card h4 {
  margin-bottom: 8px;
}

.coverage-card p {
  font-size: 0.9rem;
  color: var(--text-muted);
  margin: 0 auto;
  max-width: 280px;
}

@media (max-width: 1023px) {
  .coverage-grid { grid-template-columns: repeat(2, 1fr); }
}

@media (max-width: 599px) {
  .coverage-grid { grid-template-columns: 1fr; }
}

/* Feature blocks (2-col text + image) */
.feature-block {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 60px;
  align-items: center;
}

.feature-block.reverse {
  direction: rtl;
}

.feature-block.reverse > * {
  direction: ltr;
}

.feature-block-image {
  border-radius: var(--radius);
  overflow: hidden;
}

.feature-block-image img {
  width: 100%;
  height: 360px;
  object-fit: cover;
}

.feature-block-content h3 {
  margin-bottom: 16px;
}

.feature-block-content p {
  margin-bottom: 24px;
}

.feature-list li {
  display: flex;
  align-items: center;
  gap: 10px;
  padding: 8px 0;
  font-size: 0.95rem;
  color: var(--text-light);
}

.feature-list li svg {
  width: 18px;
  height: 18px;
  color: var(--gold);
  flex-shrink: 0;
}

@media (max-width: 767px) {
  .feature-block { grid-template-columns: 1fr; }
  .feature-block.reverse { direction: ltr; }
}

/* ============================================
   WHY SHOP SECTION (Sub-pages)
   ============================================ */
.why-shop-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 32px;
}

.why-shop-card {
  text-align: center;
  padding: 40px 24px;
  background: var(--cream);
  border-radius: var(--radius);
  transition: all 0.4s var(--ease);
}

.why-shop-card:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow);
}

.why-shop-icon {
  width: 64px;
  height: 64px;
  border-radius: 50%;
  background: var(--gold-subtle);
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 20px;
}

.why-shop-icon svg {
  width: 28px;
  height: 28px;
  color: var(--gold-dark);
}

.why-shop-card h4 {
  margin-bottom: 8px;
}

.why-shop-card p {
  font-size: 0.9rem;
  color: var(--text-muted);
  max-width: 280px;
  margin: 0 auto;
}

@media (max-width: 767px) {
  .why-shop-grid { grid-template-columns: 1fr; }
}

/* ============================================
   ABOUT PAGE SPECIFICS
   ============================================ */
.story-section {
  background: var(--white);
}

.story-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 60px;
  align-items: center;
}

.story-content h2 {
  margin-bottom: 20px;
}

.story-content p {
  margin-bottom: 16px;
  font-size: 1.05rem;
}

.story-content .highlight-text {
  font-size: 1.15rem;
  font-weight: 500;
  color: var(--navy);
  border-left: 3px solid var(--gold);
  padding-left: 20px;
  margin: 28px 0;
}

.story-image {
  border-radius: var(--radius);
  overflow: hidden;
  box-shadow: var(--shadow-md);
}

.story-image img {
  width: 100%;
  height: 460px;
  object-fit: cover;
}

@media (max-width: 767px) {
  .story-grid { grid-template-columns: 1fr; }
}

/* ============================================
   ELIGIBILITY / INFO BANNER
   ============================================ */
.eligibility-banner {
  background: linear-gradient(135deg, var(--navy) 0%, var(--navy-700) 100%);
  padding: 60px 0;
  text-align: center;
}

.eligibility-banner h2 {
  color: var(--white);
  font-size: clamp(1.5rem, 3vw, 2.2rem);
  margin-bottom: 16px;
}

.eligibility-banner p {
  color: rgba(255,255,255,0.7);
  font-size: 1.05rem;
  max-width: 600px;
  margin: 0 auto 32px;
}

.eligibility-points {
  display: flex;
  justify-content: center;
  gap: 40px;
  flex-wrap: wrap;
}

.eligibility-point {
  display: flex;
  align-items: center;
  gap: 8px;
  color: var(--gold);
  font-weight: 600;
  font-size: 0.9rem;
}

.eligibility-point svg {
  width: 20px;
  height: 20px;
}

/* ============================================
   PLAN TYPES / DETAILS GRID
   ============================================ */
.plan-types-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
}

.plan-type-card {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 36px 28px;
  text-align: center;
  transition: all 0.4s var(--ease);
}

.plan-type-card:hover {
  border-color: var(--gold);
  box-shadow: var(--shadow);
}

.plan-type-icon {
  width: 56px;
  height: 56px;
  border-radius: 14px;
  background: var(--gold-subtle);
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 20px;
}

.plan-type-icon svg {
  width: 26px;
  height: 26px;
  color: var(--gold-dark);
}

.plan-type-card h3 {
  font-size: 1.3rem;
  margin-bottom: 12px;
}

.plan-type-card p {
  font-size: 0.9rem;
  color: var(--text-muted);
  margin: 0 auto;
}

@media (max-width: 767px) {
  .plan-types-grid { grid-template-columns: 1fr; }
}

/* ============================================
   QUICK QUOTE LINKS
   ============================================ */
.quick-quotes {
  background: var(--cream);
}

.quick-quotes-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(240px, 1fr));
  gap: 16px;
}

.quick-quote-link {
  display: flex;
  align-items: center;
  gap: 16px;
  background: var(--white);
  padding: 20px 24px;
  border-radius: var(--radius-sm);
  border: 1px solid var(--border);
  transition: all 0.3s var(--ease);
  font-weight: 600;
  font-size: 0.95rem;
  color: var(--navy);
}

.quick-quote-link:hover {
  border-color: var(--gold);
  box-shadow: var(--shadow);
  transform: translateY(-2px);
}

.quick-quote-link svg {
  width: 20px;
  height: 20px;
  color: var(--gold);
  flex-shrink: 0;
}

.quick-quote-link .arrow {
  margin-left: auto;
  color: var(--text-muted);
  transition: color 0.3s var(--ease);
}

.quick-quote-link:hover .arrow { color: var(--gold); }

/* ============================================
   AOS CUSTOM TWEAKS
   ============================================ */
[data-aos] {
  transition-timing-function: cubic-bezier(0.4, 0, 0.2, 1) !important;
}

/* ============================================
   MISSING CLASS FIXES — Audit Patch
   ============================================ */

/* --- Feature Section (home-insurance, general-liability) --- */
.feature-section {
  background: var(--cream);
}

.feature-content h3 {
  margin-bottom: 16px;
}

.feature-content p {
  margin-bottom: 24px;
}

.feature-image {
  border-radius: var(--radius);
  overflow: hidden;
}

.feature-image img {
  width: 100%;
  height: 360px;
  object-fit: cover;
}

/* --- CTA Buttons container (all subpages) --- */
.cta-buttons {
  display: flex;
  justify-content: center;
  gap: 16px;
  flex-wrap: wrap;
}

/* --- Pricing header/price (health-insurance.html variant) --- */
.pricing-header {
  margin-bottom: 24px;
}

.pricing-header h3 {
  font-family: var(--font-body);
  font-size: 0.95rem;
  font-weight: 600;
  color: var(--text-muted);
  text-transform: uppercase;
  letter-spacing: 0.08em;
  margin-bottom: 12px;
}

.pricing-price {
  display: flex;
  align-items: baseline;
  gap: 4px;
  font-family: var(--font-display);
  font-size: 3.5rem;
  color: var(--navy);
  line-height: 1;
  margin-bottom: 24px;
}

.pricing-price span,
.pricing-price .pricing-period {
  font-family: var(--font-body);
  font-size: 1rem;
  color: var(--text-muted);
  font-weight: 400;
  margin-bottom: 0;
}

.pricing-price .pricing-amount {
  font-family: var(--font-display);
  font-size: 3.5rem;
  color: var(--navy);
  line-height: 1;
}

/* --- index.html pricing-card-featured variant --- */
.pricing-card-featured {
  border-color: var(--gold);
  transform: scale(1.04);
  box-shadow: var(--shadow-gold);
}

.pricing-card-featured:hover {
  transform: scale(1.04) translateY(-4px);
}

@media (max-width: 1023px) {
  .pricing-card-featured { transform: none; }
  .pricing-card-featured:hover { transform: translateY(-4px); }
}

/* --- Trust section variants (about.html cards + index.html content) --- */
.trust-content {
  display: flex;
  flex-direction: column;
}

.trust-card {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 32px;
  text-align: center;
  transition: all 0.4s var(--ease);
}

.trust-card:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow);
  border-color: var(--gold);
}

.trust-icon {
  width: 56px;
  height: 56px;
  border-radius: 14px;
  background: var(--gold-subtle);
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 20px;
}

.trust-icon svg {
  width: 26px;
  height: 26px;
  color: var(--gold-dark);
}

.trust-card h3 {
  font-size: 1.2rem;
  margin-bottom: 8px;
}

.trust-card p {
  font-size: 0.9rem;
  color: var(--text-muted);
  max-width: 300px;
  margin: 0 auto;
}

/* About page trust grid — 5 cards in a responsive grid */
.trust-section .trust-grid:not(:has(.trust-image)) {
  grid-template-columns: repeat(3, 1fr);
}

/* Fallback for browsers without :has */
.trust-grid-cards {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
}

@media (max-width: 767px) {
  .trust-grid-cards { grid-template-columns: 1fr; }
  .trust-section .trust-grid:not(:has(.trust-image)) { grid-template-columns: 1fr; }
}

/* --- Why Shop Section wrapper (auto, commercial, accounting) --- */
.why-shop-section {
  background: var(--white);
}

/* --- Plan Types Section (health-insurance.html) --- */
.plan-types-section {
  background: var(--white);
}

/* --- Quick Quote Left (health-insurance.html) --- */
.quick-quote-left {
  display: flex;
  align-items: center;
  gap: 12px;
}

.quick-quote-left svg {
  width: 20px;
  height: 20px;
  color: var(--gold);
  flex-shrink: 0;
}

/* --- Section Subtitle (index.html) --- */
.section-subtitle {
  color: var(--text-light);
  font-size: 1.1rem;
  margin-top: 12px;
  max-width: 600px;
}

.text-center .section-subtitle,
.section-header .section-subtitle {
  margin-left: auto;
  margin-right: auto;
}

/* --- Footer Logo (subpages use footer-logo instead of nav-logo) --- */
.footer-logo {
  display: flex;
  align-items: center;
  gap: 10px;
  font-family: var(--font-display);
  font-size: 1.5rem;
  color: var(--white);
  margin-bottom: 16px;
}

.footer-logo .logo-img {
  height: 44px;
  width: auto;
  filter: brightness(0) invert(1);
}

/* --- Google Badge Info (index.html) --- */
.google-badge-info {
  display: flex;
  flex-direction: column;
}

.google-badge-info .google-badge-text {
  font-weight: 600;
  font-size: 0.9rem;
  color: var(--navy);
}

.google-badge-info .google-badge-stars {
  color: var(--gold);
  font-weight: 700;
}

/* --- CTA banner button overrides for dark-on-gold --- */
.cta-banner .btn-outline {
  border-color: rgba(22, 42, 62, 0.3);
  color: var(--navy);
}

.cta-banner .btn-outline:hover {
  border-color: var(--navy);
  color: var(--navy);
  background: rgba(22, 42, 62, 0.05);
}

/* --- Subpage footer social as single <a> (not <div>) --- */
a.footer-social {
  display: inline-flex;
  width: 40px;
  height: 40px;
  border-radius: 10px;
  background: rgba(255,255,255,0.05);
  align-items: center;
  justify-content: center;
  transition: all 0.3s var(--ease);
  color: rgba(255,255,255,0.5);
  margin-top: 16px;
}

a.footer-social:hover {
  background: var(--gold);
  color: var(--navy);
}

a.footer-social svg {
  width: 18px;
  height: 18px;
}

/* --- Eligibility Section (health-insurance.html) --- */
.eligibility-section {
  background: linear-gradient(135deg, var(--navy) 0%, var(--navy-700) 100%);
  padding: 60px 0;
  text-align: center;
}

/* ============================================
   UTILITY
   ============================================ */
.text-center { text-align: center; }
.text-center p { margin-left: auto; margin-right: auto; }
.mt-60 { margin-top: 60px; }
.mb-0 { margin-bottom: 0; }

/* ============================================
   PREFERS REDUCED MOTION
   ============================================ */
@media (prefers-reduced-motion: reduce) {
  *, *::before, *::after {
    animation-duration: 0.01ms !important;
    animation-iteration-count: 1 !important;
    transition-duration: 0.01ms !important;
  }

  html { scroll-behavior: auto; }

  .marquee-track { animation: none; }
  .hero-float-card { animation: none; }
  .floating-dot { animation: none; }
  .floating-cta a { animation: none; }
  .cta-phone-big svg { animation: none; }
}